Insurance Claims

After severe weather, have your roof inspected by a professional. Even if the damage seems minor, early detection prevents larger issues down the road. Our certified roofing inspectors will perform a full assessment to determine whether the damage is cosmetic or structural.

Not every situation requires filing an insurance claim. Our on-site inspection will help you understand whether it’s worth pursuing one. If you’ve filed multiple claims in the past, your insurer may consider you high-risk, so it’s best to let our team assess before filing.

Our inspectors will:

• Evaluate physical evidence of roof damage
• Advise you whether filing a claim is appropriate
• Meet your insurance adjuster on-site to confirm all damage is identified

When it’s time to call your insurance carrier, we’ll help you prepare. Nobility Roofing works with all major insurance companies and uses the same estimating software they do.

This allows us to:

• Submit accurate, itemized repair estimates
• Review adjuster estimates for missing or under-valued items
• Ensure your claim fully reflects all necessary repairs

Insurance adjusters are busy — and important details can be overlooked. We’ll make sure your roof insurance claim is complete and accurate.

Once your claim is approved, our experts will help you choose the best materials for your home. Whether you prefer asphalt shingles, metal roofing, or Spanish tile, we’ll guide you toward durable, energy-efficient options backed by industry-leading warranties.

Unfortunately, not all contractors operate ethically. Be cautious of anyone offering to “cover your deductible” — that’s illegal and considered insurance fraud.

Here’s what you should know:

• Your deductible is a fixed amount you agreed to with your insurer.
• If a contractor discounts their work to offset it, you must report that to your carrier.
• Submitting falsified invoices can result in claim denial or legal consequences.

Nobility Roofing is fully transparent and compliant with Texas insurance laws. We’ll protect your interests while ensuring everything is handled the right way.

When your insurer approves a storm-related roof replacement, you’ll receive an Explanation of Benefits (EOB). While these estimates are often accurate, unexpected repair costs can arise.

As a specialized roofing contractor, Nobility Roofing:

• Works directly with your insurance and mortgage companies
• Handles documentation for supplements or additional repair costs
• Coordinates with other trusted trades to restore your home completely

We’ll make sure you’re never left waiting for funds or dealing with red tape alone.

Insurance payments are typically disbursed in stages. You may receive an initial “ACV” (Actual Cash Value) check that’s less than the full repair cost. The remaining funds (“depreciation”) are released once work is completed and verified by your insurance or mortgage company.

We’ll assist you every step of the way by:

• Coordinating with your lender for timely payment releases
• Providing insurers with required documentation
• Ensuring smooth cash flow so your project stays on schedule